Stamp Duty Calculator
Use our stamp duty calculator to quickly estimate how much tax you will need to pay when buying property in the UK and Northern Ireland. Whether you are a first time buyer, moving home or purchasing an additional property, this tool gives you an instant breakdown based on the latest rates. It is especially useful for those investing in higher value areas where stamp duty can be a significant cost to plan for.
Stamp Duty Calculator
I am Buying
Property Value
Property Value
£
For a property worth £350,000 the stamp duty would be:
As of the mini budget on April 2025
Tax Rate is: 0%
£0
Are there ways to lower stamp duty tax?
While stamp duty is a mandatory cost when buying property, there are legitimate ways to reduce your tax liability. First time buyers can benefit from discounted rates on properties under certain thresholds, and some mixed-use or commercial properties may qualify for different rules.
In some cases, purchasing through a limited company or transferring property between spouses can also provide tax advantages—though professional advice is essential. Understanding your stamp duty obligations early can save you thousands and ensure a smooth purchase process.
In some cases, purchasing through a limited company or transferring property between spouses can also provide tax advantages—though professional advice is essential. Understanding your stamp duty obligations early can save you thousands and ensure a smooth purchase process.
How do I know how much stamp duty tax I will owe?
- Check the current stamp duty or land transaction tax rates set by the relevant authorities, which vary across England, Wales, Scotland, and Northern Ireland, and depend on property price and buyer status (e.g., first-time buyer, investor, second home).
- Use our free online Stamp Duty Calculator to get an instant estimate based on your property's purchase price and ownership status.
- Factor in any additional surcharges if you’re buying an additional property or a buy to let investment.
- Consult with a solicitor or tax advisor to confirm your liability and plan for any exemptions or reliefs you may be eligible for.
FAQs
Stamp Duty Land Tax (SDLT) or equivalent land transaction taxes are taxes paid when purchasing property or land over a certain price threshold. The amount depends on the property's purchase price and whether it’s your main home, a second property, or a buy-to-let investment. Payment deadlines and procedures vary by region but are usually handled by your solicitor shortly after completion.
Stamp duty is calculated using a tiered system, where different portions of the property price are taxed at different rates. Some regions use different tax schemes and thresholds. Additional surcharges may apply for extra properties. Use our stamp duty calculator to estimate the amount quickly based on your details.
In some cases, you may be eligible for stamp duty reliefs such as first-time buyer relief or exemptions for certain property types or purchase methods. It's advisable to speak with a property expert or solicitor to explore your options and ensure you are not paying more than necessary.
What can I do to help offset the Stamp Duty?
- Take advantage of available reliefs: Check if you qualify for any stamp duty exemptions or reliefs, such as first-time buyer relief or multiple property relief, which can reduce the amount owed.
- Consider property price carefully: Purchasing just below stamp duty thresholds can help lower your tax bill. Planning your budget with this in mind may save you thousands.
- Factor in Stamp Duty when setting rent: To recover your investment, price your rental competitively while covering costs including Stamp Duty and ongoing expenses.
- Use professional advice: Consult with a solicitor or property tax expert to explore all possible strategies for reducing your Stamp Duty liability legally and effectively.
Other Calculators
Utilise some of our other free calculators to help you with your property journey.